PAYMENTS
What Happens If You Defer a Payment?
Find out what payment deferment can mean for interest, your repayment schedule and the amount you may eventually repay.
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MONEY & FINANCE
What Happens If...
Your Money Doesn't
Go to Plan?
Clear answers to questions about payments, credit, borrowing, mortgages and retirement money — including what can happen next and what your options may be.
Payments & debt
Missed payments, payment deferments, balances and what can happen when money becomes difficult to manage.
Credit & borrowing
Credit cards, car finance, loans and the consequences that can follow when borrowing circumstances change.
Mortgages & retirement
Home loans, retirement accounts and important financial decisions that can have longer-term effects.
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Money & Finance questions
Start with six practical financial situations where understanding what happens next can make things clearer.
CREDIT CARDS
What Happens If You Close a Credit Card With a Balance?
See what happens to the money you still owe, your repayments and your credit when an account is closed with a balance remaining.
Find out what happens →CAR FINANCE
What Happens If a Leased Car Is Totaled or Stolen?
Understand what can happen to the lease, insurance settlement and any amount that may still be owed after the vehicle is gone.
Find out what happens →CAR PAYMENTS
What Happens If You Miss a Car Payment?
Learn what may happen after a missed payment, including possible fees, credit reporting and the risk of further action by the lender.
Find out what happens →MORTGAGES
What Happens After Closing: When Is Your First Mortgage Payment Due?
See how the period between closing and your first mortgage payment normally works and where prepaid interest fits into the timeline.
Find out what happens →RETIREMENT
What Happens If You Cash Out Your 401(k) Early?
Explore how an early 401(k) withdrawal can affect taxes, possible penalties and the retirement savings you leave invested for the future.
Find out what happens →